46jl Privacy Policy

1. Overview

This Privacy Policy ("Policy") describes how 46jl ("46jl," "we," "us," or "our"), the operator of the online gaming platform at 46jl.net, collects, uses, stores, shares, and protects the personal information of users ("Player," "you," or "your") who access or use our platform, including all games, promotions, payment services, and customer support features.

This Policy applies to all personal data processed by 46jl in connection with your use of the platform, whether you are a registered player, a visitor browsing the site, or a person who contacts our support team. It covers data collected through the 46jl website, mobile applications (if applicable), and any other digital touchpoints operated by 46jl.

We encourage you to read this Policy carefully and in full. If you have any questions about how we handle your personal data, please contact our Data Privacy Officer using the details provided in Section 13 of this Policy.

2. Personal Data We Collect

2.1 Registration and Identity Data

When you create a 46jl account, we collect the following information:

• Full legal name (as it appears on your government-issued ID);
• Date of birth (to verify you are at least 21 years of age);
• Residential address (including barangay, city/municipality, province, and postal code);
• Email address;
• Mobile phone number;
• Username and encrypted password.

2.2 Identity Verification (KYC) Data

To comply with PAGCOR regulations and anti-money laundering requirements, we may collect:

• Copies of government-issued identification documents (e.g., Philippine passport, SSS ID, UMID, PhilSys National ID, driver's licence, or PRC ID);
• Proof of address documents (e.g., utility bills, bank statements dated within the last three months);
• Proof of payment method ownership (e.g., screenshot of GCash account showing your registered name);
• Selfie or live photo for biometric verification purposes.

2.3 Financial and Transaction Data

We collect data related to your financial transactions on the platform, including:

• Deposit and withdrawal amounts, dates, and payment methods used;
• GCash account reference numbers or bank account details (last four digits only for cards);
• Transaction history and account balance records;
• Bonus and promotional credit records.

2.4 Gameplay and Activity Data

• Game session logs, including games played, wager amounts, and outcomes;
• Login timestamps, session durations, and platform activity history;
• Responsible gaming tool usage (e.g., deposit limit settings, self-exclusion requests).

2.5 Technical and Device Data

• IP address and approximate geolocation;
• Device type, operating system, and browser information;
• Cookies and similar tracking technologies (see Section 9).

2.6 Communications Data

• Records of your communications with our support team via live chat or email;
• Feedback, complaints, and survey responses you submit to us.

3. How We Collect Your Data

46jl collects personal data through the following means:

• Directly from you: When you register an account, complete KYC verification, make a deposit or withdrawal, contact support, or participate in promotions;
• Automatically: Through cookies, web beacons, and server logs when you access and use the 46jl platform;
• From third parties: From payment processors (e.g., GCash, Maya, or your bank) to verify transaction details; from identity verification service providers to validate KYC documents; and from PAGCOR or other regulatory bodies where required by law.

4. Purpose of Processing Your Data

46jl processes your personal data for the following specific purposes:

• Account management: To create, maintain, and administer your 46jl account;
• Identity verification: To verify your age (21+) and identity in compliance with PAGCOR requirements;
• Transaction processing: To process deposits, withdrawals, and bonus credits accurately and securely;
• Regulatory compliance: To comply with PAGCOR licensing conditions, anti-money laundering (AML) obligations, and other applicable Philippine laws;
• Fraud prevention: To detect, investigate, and prevent fraudulent activity, cheating, and other prohibited conduct;
• Customer support: To respond to your enquiries, complaints, and support requests;
• Responsible gaming: To monitor gameplay patterns and enforce responsible gaming tools such as deposit limits and self-exclusion;
• Platform improvement: To analyse usage patterns and improve the functionality, security, and user experience of the 46jl platform;
• Marketing communications: To send you promotional offers, bonus notifications, and platform updates, where you have consented to receive such communications.

5. Legal Basis for Processing

Under the Philippine Data Privacy Act of 2012, 46jl processes your personal data on the following legal bases:

• Contractual necessity: Processing is necessary to perform our obligations under the Terms & Conditions you agreed to upon registration (e.g., account management, transaction processing);
• Legal obligation: Processing is required to comply with applicable Philippine laws and PAGCOR regulatory requirements (e.g., KYC verification, AML reporting);
• Legitimate interests: Processing is necessary for our legitimate business interests, such as fraud prevention, platform security, and service improvement, provided these interests are not overridden by your rights;
• Consent: For marketing communications and non-essential cookies, we rely on your explicit consent, which you may withdraw at any time.

6. Data Sharing and Disclosure

46jl does not sell, rent, or trade your personal data to third parties for their own marketing purposes. We may share your personal data with the following categories of recipients, strictly on a need-to-know basis:

• Payment processors: GCash, Maya, and partner banks, to process your deposits and withdrawals;
• Identity verification providers: Third-party KYC service providers engaged to validate your identity documents;
• Game software providers: Licensed game developers whose software is integrated into the 46jl platform, to the extent necessary for game operation and audit purposes;
• Regulatory authorities: PAGCOR, the National Privacy Commission (NPC), the Anti-Money Laundering Council (AMLC), and other competent Philippine government authorities, where required by law or regulatory directive;
• Legal and professional advisers: Lawyers, auditors, and other professional advisers engaged by 46jl, subject to strict confidentiality obligations;
• Law enforcement: Philippine law enforcement agencies, where required by a valid court order or legal process.

All third parties with whom 46jl shares personal data are required to process that data in accordance with applicable data protection laws and are prohibited from using it for any purpose other than the specific purpose for which it was shared.

7. Data Retention

46jl retains your personal data for as long as is necessary to fulfil the purposes for which it was collected, including for the purposes of satisfying any legal, regulatory, accounting, or reporting requirements.

Specifically:

• Active account data: Retained for the duration of your account's active status plus a minimum of five (5) years after account closure, in compliance with PAGCOR record-keeping requirements;
• Transaction records: Retained for a minimum of five (5) years from the date of the transaction, in compliance with AML regulations;
• KYC documents: Retained for a minimum of five (5) years after account closure or the end of the business relationship;
• Support communications: Retained for two (2) years from the date of the communication, unless a longer period is required for dispute resolution purposes;
• Marketing consent records: Retained until you withdraw your consent or for three (3) years from the date of consent, whichever is earlier.

After the applicable retention period expires, your personal data will be securely deleted or anonymised in accordance with our data disposal procedures.

8. Data Security

46jl implements industry-standard technical and organisational security measures to protect your personal data against unauthorised access, disclosure, alteration, or destruction. These measures include:

• SSL/TLS encryption for all data transmitted between your device and the 46jl platform;
• AES-256 encryption for sensitive data stored in our databases;
• Multi-factor authentication options for player accounts;
• Regular security audits and penetration testing conducted by independent third-party security firms;
• Strict access controls limiting employee access to personal data on a need-to-know basis;
• Comprehensive data breach response procedures, including notification to the National Privacy Commission and affected players within 72 hours of discovering a breach, as required by the Data Privacy Act.

While we take all reasonable steps to protect your data, no method of electronic transmission or storage is 100% secure. You are responsible for maintaining the confidentiality of your 46jl login credentials and for notifying us immediately if you suspect any unauthorised access to your account.

9. Cookies & Tracking Technologies

9.1 What Are Cookies?

Cookies are small text files placed on your device when you visit the 46jl platform. They help us recognise your device, remember your preferences, and improve your overall experience on the platform.

9.2 Types of Cookies We Use

• Strictly necessary cookies: Essential for the platform to function correctly (e.g., session management, login authentication). These cannot be disabled.
• Functional cookies: Remember your preferences and settings (e.g., language, display preferences) to personalise your experience.
• Analytics cookies: Help us understand how players use the platform so we can improve its performance and usability. Data collected is aggregated and anonymised.
• Marketing cookies: Used to deliver relevant promotional content. These are only placed with your explicit consent.

9.3 Managing Cookies

You can manage your cookie preferences through your browser settings at any time. Please note that disabling certain cookies may affect the functionality of the 46jl platform. For marketing cookies, you may withdraw your consent at any time by adjusting your account notification preferences.

10. Your Data Privacy Rights

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by 46jl:

• Right to be informed: The right to know what personal data we collect, how we use it, and with whom we share it;
• Right of access: The right to request a copy of the personal data we hold about you;
• Right to rectification: The right to request correction of inaccurate or incomplete personal data;
• Right to erasure: The right to request deletion of your personal data, subject to our legal retention obligations;
• Right to object: The right to object to the processing of your personal data for direct marketing purposes or on grounds relating to your particular situation;
• Right to data portability: The right to receive your personal data in a structured, commonly used, and machine-readable format;
• Right to lodge a complaint: The right to lodge a complaint with the National Privacy Commission (NPC) if you believe your data privacy rights have been violated.

To exercise any of these rights, please contact our Data Privacy Officer at [email protected]. We will respond to all verified requests within fifteen (15) business days, as required by the Data Privacy Act.

11. Minors and Age Restriction

If you believe a minor has registered on the 46jl platform, please notify us immediately at [email protected] so we can take prompt action.

12. Changes to This Privacy Policy

46jl reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, applicable laws, or regulatory requirements. When material changes are made, we will notify registered players via email or via a prominent notice on the platform at least seven (7) days before the changes take effect.

The "Last Updated" date at the top of this page reflects when this Policy was most recently revised. We encourage you to review this Policy periodically. Your continued use of the 46jl platform after the effective date of any amendment constitutes your acceptance of the revised Policy.

13. Contact Our Data Privacy Officer

If you have any questions, concerns, or requests relating to this Privacy Policy or the handling of your personal data, please contact our designated Data Privacy Officer:

• Email: [email protected]
• Live Chat: Available 24/7 directly from the 46jl platform

You also have the right to lodge a complaint with the National Privacy Commission of the Philippines if you believe your data privacy rights have been violated. We nonetheless encourage you to contact us first so we can address your concern directly and promptly.